The National Bank is withdrawing 10-kopeck coins from circulation: how this will affect business

On October 1, 2025, the National Bank of Ukraine began gradually withdrawing 10-kopeck coins from circulation. For most Ukrainians, this change is almost imperceptible, but for businesses, it has practical significance.

Businesses that work with cash need to check their cash register software settings, update their rounding algorithms, and ensure that fiscal receipts are generated correctly in accordance with the new NBU requirements.

What exactly has changed since October 1, 2025?

On October 1, 2025, the process of gradually withdrawing 10-kopeck coins from cash circulation began.

According to the NBU, there are currently about 5.5 billion coins in circulation, including:

• 1.4 billion coins with a face value of 50 kopecks;
• 4.1 billion coins with a face value of 10 kopecks.

Although demand for 50-kopeck coins remains high, primarily in trade, 10-kopeck coins are now rarely used in transactions. Their withdrawal will reduce government spending on minting, storing, and transporting coins that have effectively lost their economic viability.

How will payments work now?

After the withdrawal of 10-kopeck coins, banks will no longer issue them during cash transactions. If there are not enough small denomination coins during payment, the rules for rounding the total amount on the receipt will apply:

• from 1 to 24 kopecks — the amount is rounded down to 0 kopecks;
• from 25 to 49 kopecks — up to 50 kopecks;
• from 51 to 74 kopecks — down to 50 kopecks;
• from 75 to 99 kopecks — up to 0 kopecks of the next hryvnia.

These changes apply only to cash payments. Non-cash payments — by card, online banking, or terminal — remain without rounding.

How this will affect entrepreneurs and cash transactions

For entrepreneurs, this means updating settings in fiscal systems and controlling the rounding of amounts on receipts.

Businesses that accept cash must check that the algorithm for rounding to UAH 0.50 is working correctly in the absence of small denomination coins.

The gradual phasing out of 10 kopecks does not change the rules for cash payments, but it does affect the technical side — PRRO settings, reporting, and the accuracy of amounts in cash documents.

Updates to fiscal receipts and PRRO operations

Software cash registers (PRRO) and fiscal cash registers must be prepared to round settlement amounts correctly.

In particular, if the total amount of the settlement is not divisible by 10 kopecks, the program must automatically round it to the nearest 0 or 50 kopecks.

For businesses that use modern cash register solutions, such as Vchasno.Kasa, the updates will be made automatically, without the need for additional user intervention.

What to do with 10-kopeck coins?

Banks will continue to accept 10-kopeck coins from citizens and businesses for payment transactions. However, once they reach the banks, they will no longer be returned to circulation but will be transferred to the NBU for further disposal.

There is no need to exchange the coins specifically — they will remain a means of payment until they are completely withdrawn. If you have any 10-kopeck coins left, you can use them in payments or deposit them at a bank.

What to do depending on how you issue receipts

If you use Vchasno.Kasa, the procedure depends on how you issue receipts.

• If you issue receipts through your web account, all changes will be applied automatically from October 1, 2025, without any additional action on your part.
• If you use a cloud API and conduct cash transactions, you need to make changes to your program so that the rounding values are displayed on receipts in accordance with the new rules.
• If you work through Device Manager, familiarize yourself with the technical modifications options at the link in your account — this will help you quickly adapt your equipment to the new requirements.

How Vchasno.Kasa helps avoid problems

The Vchasno.Kasa system is already adapting to the new requirements of the NBU. Users do not need to change the settings manually — rounding in receipts and reports will be updated automatically, in accordance with the current rules.

The platform provides:

• accuracy of calculations for cash transactions;
• automatic rounding of amounts;
• readiness for further changes in the regulatory framework.

Thanks to this, businesses can operate without worrying about coin withdrawals — Vchasno.Kasa will do everything for you.